Privacy Policy

1. Introduction

Welcome to KimbiPay. We are committed to safeguarding the privacy and security of your personal data. This Privacy Policy details how we collect, store, share, and utilize your personal information when you access our website, download our mobile application, or use any services provided by KimbiPay.

2. Data We Collect

We collect minimal information to maintain secure operations and prevent fraud. This includes:

• Account Identification: Email address and username. No ID documents are required to start receiving crypto and withdrawing to your bank.
• Financial Details: Linked bank accounts, wallet addresses, and ledger logs.
• App Data: Device metrics, IP addresses, biometrics (restricted locally on your device), and operational logs.

3. How We Secure Your Data

We prioritize data safety. All information transmitted to our systems is encrypted using Transport Layer Security (TLS 1.3) and stored inside secure database clusters protected by multi-factor firewall networks.

Your transaction PINs are encrypted locally on your device. KimbiPay employees and partners never have access to your private recovery keys or PIN code.

4. Sharing of Information

We do not sell your personal data. We only share information with licensed partner banks to complete withdrawals, or when legally required under applicable financial regulations.

5. Your Legal Rights

Under regional data protection frameworks (such as NDPR), you retain the right to access, rectify, or request the deletion of your personal records. For inquiries, contact our compliance officer at privacy@kimbipay.com.