How KimbiPay Works
Three steps. Once. Then it just works forever. We bridge the gap between global crypto payments and your local bank account.
Create Your Account
Sign up with just your email and a username. No ID documents, no verification delays. Takes 60 seconds.
- No KYC or BVN requirements to start
- Secure 4-digit PIN setup for withdrawals
- Your account is linked to your email for recovery
Share Your Wallet Address
KimbiPay provides permanent deposit addresses for TRON (TRC20), BNB Chain (BEP20), Ethereum (ERC20), and Polygon.
- Send USDT or USDC on any supported network
- Same addresses remain active forever
- Copy address or share QR code with anyone globally
Receive Naira Automatically
When crypto lands in your KimbiPay address, our conversion engine immediately converts it to Naira and updates your balance.
- Real-time conversion spread of 1.5%
- Balance updates within seconds of on-chain confirmation
- Receive instant mobile notifications for deposits
The KimbiPay Money Flow
Visualizing how your crypto turns into Naira bank deposits
Crypto Deposit
USDT/USDC arrives on TRC20, BEP20, etc.
Auto Detection
KimbiPay detects transaction on-chain
Instant Conversion
Converted to NGN at competitive rates
Naira Balance Credit
Lands in your KimbiPay wallet
Local Payout
Withdraw to any Nigerian bank in 30s
Payouts & Withdrawals
Withdraw to any commercial bank, Microfinance bank, or mobile money platform in Nigeria (GTBank, Access Bank, Opay, Kuda, PalmPay, and 50+ others). Withdrawals are fully automated and complete in under 30 seconds.
TRON (TRC20)TRC20
BNB Smart ChainBEP20
EthereumERC20